Heck HB with AD and GPO the desktop gets hit by large files every logon every day anyways. AD should also give a local logon server with high speed access. .INI can only be up to 64K Yes maybe a little bit of a pain for dialup, but you could check that and not do on them if wanted as well.

Just my .02 cents. In the 10MB or less Network environment you might have to really consider it, but for 100MB LAN it should really not be an issue in my opinion.